People Who Actually Get It
Money habits aren't built by algorithms. They're shaped by people who've been in the trenches, made the mistakes, and found what works when life gets messy.
We've Been There Too
Every person on our team has their own story with money. Some of us dug out of debt. Others rebuilt after business failures. A few started from scratch in a new country with nothing but determination and a calculator.
That shared experience matters because theory only gets you so far. We've tested strategies on ourselves first, adjusted them when they didn't work, and kept what made a real difference.
Our approach isn't about perfection. It's about progress that sticks, even when unexpected expenses pop up or plans change completely.
Meet Two of Our Advisors
Beatrix Walsh
Financial Recovery Specialist 11 years helping Australians rebuildBeatrix spent five years recovering from a business collapse that left her with serious debt. She rebuilt systematically, documenting every strategy that worked. Now she helps others navigate similar situations without the trial and error she went through.
Lenore Pemberton
Household Finance Advisor 9 years working with familiesAfter moving to Melbourne from the UK in 2016 with limited savings, Lenore built financial stability from ground zero. She specializes in practical systems that work for busy households juggling childcare, mortgages, and career changes.
How We Actually Work
No cookie-cutter plans. No judgement about past decisions. Just practical support based on what's worked for real people in situations similar to yours.
Real Conversations
We start by listening to what's actually happening in your life. Not just numbers on a spreadsheet, but the context behind them. What's keeping you up at night? What's already working?
Honest Assessment
We'll tell you what we see, including things that might be uncomfortable. But we'll also show you what's already going well, because most people have strengths they don't recognize.
Flexible Strategies
Life changes constantly. Jobs end, kids arrive, health issues pop up. We build plans that can adapt when circumstances shift, because rigid systems break under pressure.
Ongoing Support
Financial habits take time to stick. We're here for the questions that come up three months later, the adjustments needed after six months, and the celebrations when things finally click.
Ready to Talk About Your Situation?
No sales pitch. No pressure. Just a straightforward conversation about where you are and what might help. Our next group program starts in October 2025.
Start a Conversation